Finance Intelligence

See what your
money does.

Aperio is a finance intelligence company. We build products for the person who earns every month but can never fully explain where it went — and for the business owner who needs the clarity of a bookkeeper, an analyst, and a fractional CFO without the cost of any of them.

We collect transaction data, organise it, analyse it, and explain in plain English exactly what the money is doing. Every month. Automatically.

Explore Products → Get early access
2
Products live
AI
Monthly intelligence
0
Monthly subscription
Your
Data stays yours
Products

Two products.
One clarity mission.

Personal and Business Aperio are built for different financial realities. Neither bows to the other.

01
Personal

Aperio Personal

"I earn every month. I just can't explain where it goes."

Financial self-awareness for people who earn, spend, and cannot fully explain the month. Aperio Personal tracks your money, finds the patterns, and tells you the honest truth about your financial behaviour.

  • AI opening signal — one honest sentence about your month
  • Retention rate as your hero metric — not just balance
  • Drift detection — what quietly changed vs last month
  • Cash runway — how long your balance lasts at current spend
  • Recurring pressure — how much was committed before you chose
  • AI monthly review delivered on the 1st of every month
  • Full transaction ledger, history, and CSV export
AI powered monthly intelligence
₦25,000
One-time payment · No subscription · No recurring fees
Get Aperio Personal → Try live demo →
Paying from outside Nigeria? Email us — international payments coming soon.
02
Business

Aperio Business

"I need a bookkeeper, an analyst, and a CFO. I can't afford any of them."

Operator-level financial intelligence for small and growing businesses. Aperio Business gives you the visibility of a finance team — cash flow, invoicing, business intelligence — at a fraction of the cost.

  • AI closing signal — CFO-style verdict on your month
  • Business intelligence block — ratios, truth, recommendations
  • Invoice generation with 3 styles and live preview
  • Receivables tracking linked to invoice system
  • Recurring revenue and expense engine
  • Full operational ledger with history and audit trail
  • Business profile, tax settings, and bank details
AI powered business intelligence
₦150,000
One-time payment · No subscription · No recurring fees
Get Aperio Business → Try live demo →
Paying from outside Nigeria? Email us — international payments coming soon.
How it works

Simple to start.
Powerful from day one.

1
Get your Aperio
We set it up for you
After payment, we deploy a private instance built on your own Google infrastructure. Your data lives in your Google Sheet. No shared servers. No platform lock-in.
You get a private URL. That's your app. Only you can access it.
2
Record your money
Log transactions daily
Income, expenses, recurring costs. Takes 30 seconds per entry. The more consistently you record, the more intelligent the analysis becomes.
Categories, counterparties, notes. Structured from the start.
3
Aperio explains it
Plain English. Every month.
On the first of every month, Aperio delivers an AI-generated summary of the month just closed. What happened, what it means, what to watch.
Like a CFO briefing — for your life or your business.
Why Aperio

Financial visibility
is not a feature.

Your data
It stays yours. Always.
Aperio runs within your own Google infrastructure. Your financial records never touch a shared platform. No third-party exposure. No vendor lock-in. If you stop using Aperio tomorrow, your data is still in your Google Sheet.
Plain English
No jargon. No guilt. Just truth.
Most finance tools show you data and leave you to interpret it. Aperio explains what the data means in language you actually understand — like a friend who knows money, not a dashboard that expects you to be a CFO.
Daily use
Built for the discipline of regular logging.
Not a tool you open once a month and feel overwhelmed by. Every screen in Aperio is designed to be used daily — quick entry, clear feedback, instant understanding. The habit is the product.
Intelligence
AI that serves the analysis.
AI in Aperio has one job — to explain your financial situation honestly. It reads your actual data and tells you the truth. Monthly. Automatically. In plain English.

Most financial software is built to impress.
Aperio is built to inform.

Aperio Finance — Finance Intelligence
Get access

Ready to see what your money does?

Have a question before buying? Want to know which product is right for you? Send us a message and we'll get back to you within 24 hours.

Private deployment — your data, your Google infrastructure
Personal and Business accounts are completely independent
One-time payment — no subscription, no recurring charges
We send your access link within 24 hours of payment
Send us a message
Questions about the product? Not sure which to get? We'll help.
We respond within 24 hours. No spam. Ever.
✦
Message received.
We'll reach out to within 24 hours. If you're ready to buy, head back up to the product cards and click the payment button directly.